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Accumulate or spend?

April 23rd, 2014 Posted in Business, Finance Tips

Are you in the accumulation or spending phase of your life? You need to know so that you make the right choices for what you are trying to achieve. If you are accumulating, then you need to pay attention to total return. Total return is your dividends plus stock appreciation minus expenses. You must accumulate before you can spend.


Give Local – Partner of the V.I.A.

April 21st, 2014 Posted in Local Events, Non-Profits/Charities

The Community Foundation of East Central Florida is thrilled to announce Give Local Flagler, Putnam & Volusia, a national day of local giving that will be held here in our community on Tuesday, May 6, 2014. A partnership between the Community Foundation and local nonprofits including The Community Life Center, donors from every neighborhood in our community will come together to raise significant funds for local needs-all on a single day.


This is a big, bold opportunity for our community. We’re joining more than 100 communities across the country to raise millions of dollars for the greater good. And every gift given to local nonprofits will be increased by a national pool of matching funds.


We’re partnering with area nonprofits, businesses and community members to raise funds for local needs. Our giving website makes it easy, safe and fun to give to organizations already doing essential work in our community.


Here are three simple ways you can help:

  • Pledge to give local on on behalf of CLC on May 6th
  • Spread the word (tell friends, share on facebook, co-workers,  etc.)
  • Post this announcement at your business or organization.
  • Make a gift on Tuesday, May 6, 2014 at givelocalecfl.org

Time to sell?

April 14th, 2014 Posted in Business, Finance Tips

business-time-11291126308C1YWell it is now Monday and the markets are in a slight recovery. Remember that the markets are up 3 out of 4 years. Never panic, sell if you need the money or the company is no longer worthwhile as an investment. Do not throw out the baby with the bath water. If you do sell you then have to decide when is the time to buy.

Orange Oil Calms Kids

April 14th, 2014 Posted in Products, Remedies

Aromatherapy has been used for centuries and orange oil has been heralded in traditional herbalism for it’s ability or alleviate anxiety.  New research shows that aromatherapy can significantly reduce a child’s anxiety, even in the dentist’s chair.  Here’s a link to necklace diffusers and orange oil in my market.

Live within your means!

April 10th, 2014 Posted in Business, Finance Tips

Remember… it is not how much you have but what you do with what you have. Always save some money no matter how small it will eventually add up through the miracle of compounding. Live below your means.


Nutritional Science with Dr. Fuhrman on TEDx

April 10th, 2014 Posted in Educational Forum

Watch “I Love Nutritional Science” With Dr. Fuhrman on TEDx Talk

Watching Dr. Fuhrman, as you have never seen him before, is a unique and inspiring experience as he shares his personal medical school background, his fascination with nutritional science and how he became a world expert on nutrition. You will learn about his Nutritarian diet style and why it is so successful. In a simple, down-to-earth manner, Dr. Fuhrman explains how, unknowingly, so many abuse their immune system and suffer medical intervention through daily unwise food choices. Best of all, you will come away with the knowledge of how you can take control of your health through nutritional excellence.

Dr. Fuhrman TEDx

I Love Nutritional Science:
Joel Fuhrman, M.D. at TEDx Charlottesville

Watch the video now


Money Saving tip

April 7th, 2014 Posted in Business, Finance Tips

Here’s a little money saver I heard on TV this morning. When printing, if you choose the font ‘Garamond’ you will use less ink then typically used with Times Roman or a number of others. Generally ink costs more then the paper. Since most people have done their taxes or are doing them it is a good time to become aware of what you are paying in fees to financial institutions. Really check over the forms you have received and if the fees are higher then you are happy with, try calling the financial institution and getting the fees reduced be specific as to what you want.


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