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Keeping Track Matters

May 14th, 2013 Posted in Business, Finance Tips

When buying or selling you must keep track of your basis. The basis is what you paid per share on a specific date plus any cost. Most brokerages have records going back a number of years, but you might easily hold a stock or other for longer then the brokerage keeps records. Cost is important so that you only pay the taxes that you owe ,or so that you know whether you are making or losing money. You can never have to much information.

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How Much Do I Need To Retire?

May 6th, 2013 Posted in Business, Finance Tips

If you are trying to figure out how much you need in your retirement funds here is a very simple system from Fidelity Viewpoints at age 35 1 times your annual salary, at age 45 3 times your annual salary, at age 55 5 times your annual salary and at retirement 8 times your annual salary.  Remember to include all monies earmarked for retirement, not just your 401 K or IRA.  Most people would not count their home or social security perhaps not even your pension.  Many  brokerages have retirement calculators that you may use even if you are not a customer. You might want to try a couple of different ones just to get an idea on where you stand.

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Sell In May

April 30th, 2013 Posted in Business, Finance Tips

Remember the maxim “Sell in May and go away” yes it is almost May. Don’t get crazy look at each of your holdings and your total portfolio, then decide if it is the right time to sell based on complete and proper analysis, of your individual holdings and circumstances.

Is it Time to de-clutter?

April 15th, 2013 Posted in Business, Finance Tips

Check out your portfolio. Is it time to de-clutter? If you don’t want to feed what you have by adding new money maybe it is time to weed those stocks out.  Do a back-ground check on each of your holdings and make sure you only have what YOU need.  Pick the right time and price to make a sale don’t let your emotions get in the way.

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Be Mindful

April 13th, 2013 Posted in Business, Finance Tips
 Be mindful of what you are buying or selling. Carefully consider each action and do not let your emotions drive your trades.
  Think about what you and your portfolio need.

Knowing how much you need to save is Important!

April 2nd, 2013 Posted in Business, Finance Tips

In order to figure out how much you need to save, you first need to know WHY you are saving. What is you DREAM? You have to really want it! You will be suprised how once you pick a DREAM and an exact date for it to come true, how you will then come up with a plan and be able to implement the plan. You can achive your DREAM you just need to want it bad enough. Need help trying to figure some financial question?…. just e-mail me at chel106638@yahoo.com

Time waits for no one – By Michele Burier

March 11th, 2013 Posted in Business, Finance Tips
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Time can be your friend or enemy it all depends on how you use it.

Remember these things about time.  Time waits for no one. 

Time will not bend to your will.  Time can not be replaced once it is gone it is gone forever. 

Time can not be manufactured or replaced.  Use your time wisely let the miracle of compounding work for you and not against you.

Arthur Levitt Quote

March 6th, 2013 Posted in Business, Finance Tips

Here is a quote from Arthur Levitt, former SEC chairman “The ease of today’s technology isn’t an excuse to do less. It’s an opportunity and a mandate to do more; to learn more, to be aware of more, to be informed of more and to achieve more-as individuals and as a country.”

We all need to keep learning and trying new things so that you grow and do not stagnate.

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A note from Dale at DaleKeating.com

March 3rd, 2013 Posted in Business, Crafts

My name is Dale Keating and I am writing to let you know about a free giveaway. I am a self-published author and artisan and have recently published “CANDLE SCONCES; A STEP BY STEP GUIDE”. It is a full color stained glass pattern book for glass crafters of all levels. There are 16 stained glass candle sconce patterns and it has over 122 photos and diagrams detailing each step so even a novice can make a sconce. Customers are always looking for something new and I know they will love these unique designs! (Please see the attached PDF for more information.) I have never seen any other book or even on-line patterns that are similar to the designs offered in this book. They are also perfect for silver backed glass and many of the patterns incorporate bevels, etching, and beads.

It just so happens I kept all 16 sconces that were photographed for the gallery and currently they are just gathering dust on my wall. So I’ve decided it makes much more sense to give them away to stained glass shops to use as a display. Unfortunately I only have 16 so it will be first come first served. If you are interested in receiving a display sconce I may be contacted by email or through my website. All I need is proof that you purchased at least 3 books and you must have an actual retail shop that sells stained glass supplies. I will mail out the sconces at the end of March.

Wholesale suppliers D&L Art Glass Supply (1-800-525-0940) and Rainbow Art Glass (1-800-526-2356) now carry my book and other distributors have expressed interest so don’t be shy to ask your favorite supplier for a copy. I will be updating the wholesale contact list on my website “Press Room” page periodically to make it easier for you to obtain a copy.

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