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BizKids

January 2nd, 2014 Posted in Business, Educational Forum, Finance Tips

There is a very well done show on during the week on PBS called BizKids. It is all about finances. It makes financial matters easy to understand and can be enjoyed by viewers of all ages. Here in Central Florida it is on channel 15.1 at 8 am if you are using an antenna. Sit and watch it with your children or record it, for viewing later.butterflyanimation-11

 

The Affordable Care Act also known as Obama Care

September 26th, 2013 Posted in Educational Forum

flag003The Affordable Care Act also known as Obama Care is supposed to be available starting Oct. 1 2013. Right now you can go to the website healthcare.gov and sign up for information by e-mail as it becomes available. Not having total faith in the government I used a secondary e-mail address rather then my primary e-mail. From reading articles and talking to people who have no health insurance I have heard that in Volusia county we will have a choice of six companies with three or four plans in each. All plans are supposed to include prescription coverage, and doctors visits. From the healthcare.gov website you will be directed to set up your market place account. I have done the market place account again using my secondary e-mail. To do the market place account you will have to create an account name and a pass word plus answer 3 security questions. So give yourself enough time for all of it. By doing your market place account now you will be ready for Oct. 1 so that if all goes well with our government you could have health insurance on Jan. 1, 2014

Call for Actors and Dancers!!!

September 23rd, 2013 Posted in Educational Forum, Local Events

Gateway Center for the Arts

Today and tomorrow- Sept. 23 & 24

Auditions for 

The Masque of Beauty and the Beast

by Michael Elliot Brill

Directed by Erin Bond

  

Masque of Beauty and the Beast 

 

 

6:00 pm dancers

6:45 actors

Be prepared to read from the script….

dancers arrive comfortably dressed for movement

 

Gateway Center for the Arts, 880 N. Hwy 17-92, Debary, FL 32713

SUPPORT SYSTEM FOR LIVING LIFE WITH MOVEMENT DISORDERS

September 19th, 2013 Posted in Educational Forum

Gateway Center for the Arts

            

SUPPORT SYSTEM FOR LIVING LIFE WITH MOVEMENT DISORDERS 

 

First Lecture September 19

10:30 am 

 

Thursday, September 19    Syed Ahmed, M.D.
“Frontline Diagnosis”

 

Gateway Center for the Arts in DeBary, will host a free eleven week forum to educate the public concerning movement disorders, such as Parkinson’s disease and other nerve related motor disorders. Caregivers and those interested in learning more about the subject are invited to attend these presentations.  Refreshments will be available.

 Future Lectures:

September 26    Hendrick Dinkla, M.D. “Confirming Diagnosis and Plan of Care”

 

October 3           J. Roger Accardi, Pharm. D “Current and Most Updated Medications”

October 10         Sara Humbert, R.D., L.D. “Nutritional Support and Deficiency Awareness”

October 17         Loren Fish, L.C.S.W.  “Emotional and Spiritual Issues of Movement Disorders”

 

October 24         Corey Shenk “Home Care and Durable Medical Equipment”

October 31         Chris Lechmaier, D.C. “Chiropractic Care and Motion Disorders”

November 7       Roxanne Hopkins, P.T. and Lisa Walley, O.T.R. “Maintaining and Regaining Strength”

November 14      Lisa Marie Addams,M.A., C.C.C-S.L.P. “Maintaining and Regaining Communication”

November 21    Charng-Shen Wang, A.P., M.A., P.T. “Managing Pain with Acupuncture and Therapy”

 

880 N. Hwy. 17-92, DeBary, FL  32713
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386-668-5553

www.gatewaycenterforthearts.org

Youth Workshops for the Holidays

September 19th, 2013 Posted in Crafts, Educational Forum, Events, Local Events

Gateway Center for the Arts

                               

Youth Workshops for the Holidays

at the Gateway Center for the Arts!  

 

 2 Week Metal Sculpture Workshop
Instructor: Bob Patterson
Wednesday    3:30 – 5:00pm
Ages open – October 9/16
Design your own metal holiday sculpture with tealight.
Lifetime keepsakes!
Tuition: 2 week $20 members/$24/non-members
4 Week Pottery Fall Workshop

Instructor: Jim Brown
Tuesday    3:30 – 5:00pm
Ages open – Starting 10/1, 10/8, 10/15,10/22
Create a wonderful lit clay pumpkin. Pieces will be
fired and glazed.
Tuition: $40/members
Additional firing fee: 8″ pumpkin – $3    15″ pumpkin – $7
3 Week Pottery Ornament Workshop

Instructor: Jim Brown
Tuesday    3:30 – 5:00pm
Ages open – Starting 11/5, 11/12, 11/19
Create an ornament that will last a lifetime!
Tuition: $20/members  includes firing fee and materials
Fused Glass Ornament Workshop with Vera

Instructor: Vera Rekstaad
Tuesday    6:30 – 8:30pm
Ages open – November 7
Create a “one of a kind” glass ornaments with Dichroic glass for the holidays with Vera.
Price: $30/m  $40/nm for 2 ornaments
$15 Material Fee
2 Day Holiday Mosaic with Vera

Instructor: Vera Rekstaad
Wednesday/Thursday    3:30 – 5:00pm
Ages open – November 13/14
Learn how to mosaic and create a timeless treasure.
Tuition: $45/members   additional $12/materials
 


Call 386-668-5553 or visit our website at gatewaycenterforthearts.org for more information  
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                                                 Gateway Center for the Arts

880 North Highway 17-92, DeBary, FL
386-668-5553 or visit gatewaycenterforthearts.org

Art of Poetry – FREE at Gateway Center for the Arts in Debary

September 11th, 2013 Posted in Educational Forum, Girl Stuff, Seniors, WholeSum Thoughts

Gateway Center for the Arts

The Art of Poetry

with Shireen Violett

 

Thursday September 19

2 pm

 

FREE

Come listen to Shireen as she discusses the art of poetry and breaks it down into the following components: 

 

-Art Defined

-Poetry Defined

-Types of Poetry Genres

-What do all gifted poets have in common?

-Where to start

-Why Keep a Journal?

-How To Write a “Life Poem”

Shireen will also read from her current book of poems and discuss sharing your own Life Poem, as well as resources and how to get your poems published.

Classes for Seniors at Council on Aging

August 28th, 2013 Posted in Educational Forum, Local Events, Seniors

I am ready to get back to teaching so if you want your classes to begin again, contact Susan at the Council on Aging to let her know you are interested.  She can be reached at 386-775-3121. We are currently working with the book Windows 7 for Seniors for part one and two.  Additional elective courses include: Digital Camera File Handling; Beginners to Advanced Spreadsheets; Utilizing the Internet for local resources; Facebook 101;  Beginners to Advanced Word Processing; Skype; Google Plus (Hangout);

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Planning Retirement (and current) Expenses

July 25th, 2013 Posted in Educational Forum

PLANNING RETIREMENT EXPENSES

 WHY PLANNING IS SO IMPORTANT

There are expenses that can decrease and expenses that may increase as folks get into their retirement years. Both factors need to be considered when planning for retirement’s “Golden Years”. Generally you will need about 70-80% of your pre-retirement income to live comfortably, not taking into consideration potential changes in your health.

Income Sources:                                                                         Fixed Expenses:

Social Security / 401K / Pension / Investments / Savings           Mortgage / Car payment / Phone (landline)

 

NOTE: MOST OF THE BELOW CAN BE UTILIZED EVEN IF YOU ARE NOT CLOSE TO RETIREMENT!

 EXPENSES THAT MAY BE CONTROLLED:              EXPENSES THAT MAY INCREASE:

 

Housing costs: consider moving into a smaller home – this can save you money in several areas. (heating/cooling costs, water, maintenance, upkeep, and property taxes)

 

 Home insurance / maintenance / repairs / taxes:          (annual expenses: include the prorated amount into your monthly expenses)

 

Cable TV, Cell phone, Gym Memberships, Subscriptions: cut back on the ‘extras’ such as premium channels and/or extra features; choose between a landline and cell phone (a cell phone is more portable – add a booster for better reception).

Subscriptions: are you really reading all those magazines? The library is free!

 

Car insurance / Tag: (these are also annual expenses – include the prorated amount when calculating your monthly expenses)

 

Car expenses: gas, oil maintenance

 

Utilities: electric, gas, water, sewer, trash

Miscellaneous: expenses for eating out, travel entertainment, gifts, haircuts, etc. can be reduced. (attend community/church events; beauty schools)

 

Health Insurance: There are premiums for Medicare Part B, Part C, Part D, Supplemental plans.

Also out of pocket dollars for health care expenses!

 

Life Insurance: have an agent review your policies to determine if the coverage you have is sufficient or can be reduced. (if you have none – get some!)

 

Health Insurance from your job: if your employer has been paying part/all of your premium, this expense will now be your responsibility.
Investments: have your financial advisor check your expense ratios, transactional fees & account costs of your investments. (some advisors recommend keeping the ratio close to 1% of your total portfolio – this can potentially save you thousands) Dental / Vision care: ‘shop’ for discount plans.

 

Debt: pay off as much debt as possible before retiring to reduce ongoing expenses and accumulation of interest fees.

 

Groceries: try grocery co-ops, buy non-perishables in bulk

 

EVEN SMALL CHANGES IN LIFESTYLE & HABITS CAN MAKE A SUBSTANTIAL DIFFERENCE OVER TIME!

 

THIS IS A BRIEF SUMMARY- REMEMBER:

SEEK THE ADVICE OF A PROFESSIONAL TO ANSWER YOUR QUESTIONS!

Carol N. Brown, CSA      386-848-0543     CarolNBrown@aol.com     www.carolnbrown.com

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