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Central Florida Business Women

February 9th, 2015 Posted in Business, Local Events

Women-networking_Photobucket_free-useIf you are a female entrepreneur and in the Central Florida area, consider joining us for a networking meeting.  We share tips and insights on how to successfully market your products and you can network with a great group of ladies while doing it.  Bring your business cards and product materials to share.  This week we are meeting at Woody’s on Enterprise Rd in Orange City at 6:30 pm

Ask about fees!

February 9th, 2015 Posted in Business, Finance Tips, Money Saving Tips

business-time-11291126308C1YWhen opening an account at a financial institution we should always ask about fees. Don’t be like me and forget about fees to close an account when you no longer need it. Check fees to open and close plus any fees you may incur on a monthly or annual basis. This from Jim Pearce “How we respond to the fear of the unknown is more important than attempting to know it.”

Something New

January 20th, 2015 Posted in Business, Finance Tips, Money Saving Tips, Savings Tips

changeSince this is the beginning of a new year why not try something new. Automate your saving and investing, this way you will not miss what you never had. Have a given amount transferred on a specific day of the month from your checking to savings, or an investment account. Perhaps change a deposit from checking to savings. If you still work and draw Social Security have the Social Security check deposited to a savings account, if you desperately need the money you can always with draw just what is needed.

Time to think

January 7th, 2015 Posted in Business, Finance Tips, Savings Tips

business-time-11291126308C1YDo you know where the majority of your money went last year? If not, maybe a ‘where did it go sheet’ would help. Using either a computer or paper, create a sheet with columns and very broad categories. Then whenever you spend, money write it down on the sheet. Then at the end of the year (or month even) you will have a general idea where your money went. For detailed instructions on how I do it email me at chel106638@yahoo.com

Do your homework & save $$$

December 30th, 2014 Posted in Money Saving Tips

Well it is the end of the year and time to check your financial house. Don’t be like the person at my gym that hasn’t been there in two(2) years and still has not cancelled their membership ($240 dollars wasted). Check your debit card, credit card and checking account statement to make sure you are not paying for a service or membership you no longer need or use. It is your money and your life don’t waste either one. There are no reruns or returns

Happy Holidays!!

December 30th, 2014 Posted in Business, Savings Tips

Time to get financially ready for the new year. From a fortune cookie “the architect of your destiny is your self” so create a plan that works for you. Start by knowing where your money goes!! Use paper and pen or something on your computer what ever works for you. You can always change your tracking system what is really important is just do it. Most people don’t plan to fail they fail to plan.

Save Automatically

December 9th, 2014 Posted in Money Saving Tips

presentNeed help saving why not try automatic saving. Pick a date during the month and have a set amount of money transferred from your checking to a savings account or any account where it can sit and accumulate. I do this with online banking I picked a date and an amount to transfer. All I have to do is make sure I make the appropriate entry into my check book register, it is just like paying a bill. You might want to check with your discount broker about sending it to an account where you can make purchases without incurring a fee.

Affordable Care Act Website

November 27th, 2014 Posted in Savings Tips, Seniors

OK it is sign up time again for Obama care. Here is what I found this year. If you have not been on the Healthcare.gov website in a while you will probably have to reset your password. Which means in most cases that you have to make a phone call to the phone number on the sign-in screen and have your account unlocked. Take your time do it when there are no interruptions and take lots of deep breaths. The site is a lot better then last year. You can compare plans before doing the application, check them over, make phone calls if necessary get answers to your questions then pick a plan. Our monthly cost actually went down and our drug cost went up

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